It used straightforward terms to communicate. With self-funding strategies, employers also avoid paying costly premium tax. If the employees are fairly healthy and don’t need to use their health insurance very often, then the employer will save money compared to a fully-insured plan. Writing Content It used more technical terms in a message to communicate. The largest benefit of self-funding is the potential cost savings when health care claims are low. The letter requires a signature at the end of the message. Signature The memo does not require a signature at the end of the message. The letter is not that relevant as compared to the memo. Relevant The memo is to the point as it is a very small message to communicate. The letter is interchanged between the clients of the business or between the friends or from employee to head management of the organization. Interchange The memo is interchanged between colleagues in the organization. It can be done in both a formal and informal way. Nature of Communication A memo is an informal way of communicating with people. The letter is a short or long message that conveys from one person to another. Lengthy A memo is generally a short message that usually conveys from one person to another.
A letter is a communication mode whose purpose is to convey messages or information or explain situations from one to another. Comparison Table Between Memo and Letter (in Tabular Form) Parameter of Comparison Memo Letter Meaning A memo is generally a business message used for business purposes to communicate between one department to another or one firm to another.
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